The treatment cost is not the only expanse which occurs when someone is affected with injury or illness. Everyday which is spent in hospital costs money and the costs are of varied type. Your limited income may not be sufficient to cover the expanses. Many doctors may not know the exact cause of illness and they prescribe experimental medicines which are not covered by the primary health insurance policies. Your primary health insurance cover may hold good for the times when you are actually in hospital. Hospital bill is not the only bill which needs to be paid. The solution comes from Supplement insurance which can be bought as top up to the other policies which you have.

Although there is no pre-condition of having the main health insurance covers. The supplement insurance can be obtained by those people as well who do not have any policy under their name. The extra cover does not have limitations and no pre-authorization is required. All you need to is to inform the provider and it would send the money to you account. You can spend as you like and there are no conditions that it has to be spent only on paying bills. You can cover many expanses which are part of treatment but not covered under main health insurance.